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Special Deposit

Terms

Clear and favourable deposit terms

Term

Rate

5 years

2%

7 years

3%

*Subordinated deposit (within the meaning of Articles 62–64 of EU Regulation No. 575/2013 of 26 June 2013 – a subordinated loan) is a loan provided by a customer to the Bank with the opportunity to earn interest income. A subordinated deposit may be suitable for customers seeking long-term investment opportunities with a fixed interest rate. The interest rate depends on the selected loan term and the Bank’s current offer. Subordinated deposits are not covered by the state deposit guarantee scheme. The principal amount of the deposit is repaid to the depositor upon maturity of the loan.

Key benefits

More opportunities for larger investments

  • Interest payout – once per quarter

  • Minimum investment amount – 5,000 EUR

  • Individual rate for deposits above 500,000 EUR

  • Type of deposit – subordinated deposit

Deposit placement options

How to place a deposit?

BluOr Bank offers convenient deposit placement options for anyone who wants to invest their funds securely and profitably. Choose the solution that suits you best and enjoy full control over your finances.

  • For existing clients

    Quickly and easily complete a short application in the “Deposits” section of our Internet Banking.

  • For private individuals — residents of Latvia, the EU, the EEA, the United Kingdom, and Switzerland

    Place a deposit online, free of charge and without opening a current account, using our Client Cabinet.

  • For private individuals who are not residents of Latvia, the EU, the EEA, the United Kingdom, or Switzerland

    Quickly and easily complete a short application, and we will contact you.

  • For legal entities

    To place a deposit for a company, open a business account.

Tax information

Instruction on the application of tax relief

Instruction on the application of tax relief to interest income from deposits received by non-resident individuals – including deposits (standard or with special terms), subordinated deposits, overnight deposits and savings accounts.

For private individuals who are not residents of Latvia, the EU, the EEA, the United Kingdom, or Switzerland

Fill out the form below to open an account.