Who We Serve
The success you’ve achieved in your life has not just been by chance. You’ve spent a lot of time pushing the limits, working long hours and making sacrifices to exceed expectations and get to where you are.
Your wealth is a testament to what you’ve achieved, and our mission is to help you preserve that wealth so you can continue to pursue ambitious life goals.
How you value time and money has likely changed throughout your life, but at the end of the day there’s only one you can’t get more of.
We offer objective, customized wealth management strategies and the highest level of personalized service to help ensure that your investments are in trusting hands and free up more of your ultimate wealth, time.
What We Offer
Any successful venture requires a strong plan and a strong team that can execute. The same holds true for managing your wealth.
The right plan in place that takes into account your unique circumstances – your investment goals, income needs, investment horizon, risk tolerance, liquidity expectations, values and experience with financial markets.
The right partners and managers of your capital - people who can guide you in the investment process and help achieve your unique needs. Professionals who you know are attuned to the markets and who you can trust to manage your capital.Our team at BluOr Bank is not here to sell you an investment product. We’re here to work with you to determine the best strategy to meet your financial goals and be your partners along the way.
Who We Are
Client portfolios are managed by our team of experienced investment professionals with extensive experience in European and North American financial markets. Our team approach is crucial to identifying and building conviction in what we believe are the best investment options to meet your needs.
Chief Investment Officer (CIO)
Pauls is the Chief Investment Officer at BluOr Bank. He is responsible for the day to day decision making and strategic planning for client investment portfolios.
Pauls has 20 years of experience in investment management. He began his career as an institutional equity trader at a boutique mutual fund company in Toronto, Canada, and has spent the past ten years managing investment portfolios for high net worth European clients in Riga, Latvia. Pauls has a BA in Economics from Queen’s University in Kingston, Ontario, Canada, and was recently named one of the ‘’Top 30 Creative People in Business in Latvia” by ‘Kapitāls’ magazine. Pauls is proud to serve on the board of directors of the American Chamber of Commerce in Latvia and is Chairman of the Supervisory Board of Ronald McDonald House Charities Latvija.
Dmitrijs is a client investment portfolio manager at BluOr Bank. He is responsible for financial market analysis, daily accounting and reporting and assisting with strategic planning.
Dmitrijs joined the BluOr Bank team in 2023. Before that, Dmitrijs worked at the Bank of Latvia where he was a quantitative investment and risk analyst.
He attended the University of Latvia, where he obtained a BSc in International Economic relations and was a Baltic-American Freedom Foundation scholarship recipient.
Dmitrijs played point guard for Latvia’s national basketball team at the 2012 FIBA U18 European Championship.
The way successful investors
No person that has ever made
significant returns in financial markets
or made an impact on the world has
ever woken up in the morning and said
“I want to be average”. Life doesn’t
work that way.
Dawn Fitzpatrick - Soros
Super Team Ace
In daily life, it is important to bet on
a good team rather than just on a
single superstar. Creating an
environment based on transparency
that promotes interaction and the
exchange of ideas is crucial.
Latvian Davos – WLEIF
WLEIF cannot solve all of our challenges
through one day of discussions, but it
can continue to build bridges and bring
Latvians and friends of Latvia around
the world closer together through the
power of private initiative and personal
AI – killer robots or a massive
This all sounds very promising! But if you
are an investor you might be thinking
how can I invest my capital to benefit
from this new technology?
Money, Influence and the
True Appeal of Football
Top level football is the bastion of
oligarchs, private equity and huge TV
money, but “Welcome to Wrexham”
focused on personal journeys and
football’s emotional impact.
Solar power and
4 trillion euros.
That is how much capital will be
needed in order to achieve Europe’s
clean energy goals over the next 10
years according to Goldman Sachs.
Innovation is stronger than
ever, innovation stocks are not
“We always overestimate the change that
will occur in the next two years and
underestimate the change that will occur
in the next 10.” — Bill Gates
The Downsides of Free Money
Looking back over the past two and a
half years at the extraordinary post-
Covid boom in the technology sector
and its subsequent bust, one question
comes to mind – was any of it real?
Central Bank Limits
and Opportunities for
If you see though the obfuscation
of central bank interest rates
policy you have a chance to profit.
Necessary, but not
cheap - the reality of
renewable energy deployment
140 years ago, the Edison Illuminating
Company built the world’s first central
power station and cogeneration plant in
New York City.
How I will encourage my
daughter to be a successful
You are now a year old, and I am
convinced that you are ready to
shoulder your father's ambitions of
being one of the finest investors of all
Cartels, conflict and potash
The use of the term 'cartel' is usually
associated with Columbian or
Mexican drug lords, but 15 years ago,
the two richest cartels on earth had
nothing to do with narcotics.
Education is the best
investment, so why do
universities invest elsewhere?
“An investment in education always
pays the highest returns.”
– Benjamin Franklin
Challenges in the building
sector in the context of
Designed by some of the world’s
best architectural minds to withstand
any hurricane, the New Choluteca
Bridge in the Honduras was
completed in 1998, just in time to be
put to the test.
How global corporates
are striving for climate
There is an ever-growing share
of companies publicly committing
to achieving climate neutrality
and sustainable business objectives
in the foreseeable future.
Get Used To Higher Oil Prices
For the foreseeable future oil will remain
the lifeblood of the world economy,
supply will continue to struggle to keep
up with demand and prices will rise until
demand is destroyed.
Human Capital, Attraction
and the Exponential Age
“The empires of the future are the
empires of the mind”
– Winston Churchill
Shifting Undercurrents -
regionalisation and the
impact on investments
Supply chain disruptions caused by
the pandemic have caused whiplash
in almost every corner of the global
The Hedgehog and the
Fox – Investment Edition
According to Bogle, ‘foxes’ were
traditional mutual fund managers
who try to outperform markets by
engaging in various strategies
We value your trust and are committed to providing the best independent solutions for your investment needs.
Unlike other banks, we see asset management as a service, not a product, and work with you to develop and manage an individualized, optimal investment strategy.
Our primary responsibility is to you. Our business model doesn’t rely on “selling products.” It’s based on providing sound investment advice and a high level of client service. Simply put, when you succeed, we succeed.
Many of our clients hire us not because they can’t make smart investment decisions, but because they don’t have the time to research, they lack objectivity or they’d rather spend their time pursuing other interests.