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Loan for purchasing real estate abroad

Purchase real estate abroad using a loan secured by property in Latvia.
Financing up to 80% of the property’s value, with individual terms.

Key benefits

Planning a home in Italy, Portugal, or elsewhere in the world?

Use a mortgage loan secured by your existing property in Latvia to finance the purchase of your dream property abroad.

This solution allows you to obtain financing in Latvia by pledging real estate you already own and using the funds to acquire property in another country.

  • Financing for property acquisition abroad without arranging a mortgage in another jurisdiction

  • Opportunity to unlock the equity of your existing property

  • Individually tailored interest rate offer

Property acquisition process

Start the process of purchasing property abroad

  • 01

    Pledge your property in Latvia (apartment or house)

  • 02

    Receive a loan of up to 80% of the market value

  • 03

    Use the funds to purchase property abroad

  • 04

    Repay the loan over a flexible term with a competitive interest rate

Suitable if you:

  • Live or plan to live outside Latvia

  • Work remotely and wish to own a home elsewhere in the world

  • Are seeking an investment property abroad

  • Prefer not to arrange a mortgage with a foreign bank

Information

What to Consider When Buying Property Abroad

The foreign property is not pledged to the Latvian bank — your property in Latvia serves as collateral.

It is advisable to consult a legal professional regarding the legal aspects of the foreign transaction.

Taxation and residency regulations of the respective country must be taken into account.

Your property abroad is closer than you think

Your dream home by the sea or in the mountains can become a reality.
Complete the online application form and receive a personalised offer.

Man with a travel suitcase standing near a private house