Stable rental income
The purchased property can generate regular cash flow
Investment Property Purchase with a Mortgage Loan
Purchase real estate for rental income or capital appreciation and create an additional source of income.
Service overview
What is an investment property loan?
A mortgage loan for purchasing investment real estate is intended for properties acquired with the goal to:
rent out and generate regular income
sell in the future with capital appreciation
use as part of a long-term investment portfolio
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Capital appreciation
Over the long term, the value of real estate may increase
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Financial leverage
With the help of a loan, it is possible to invest in larger projects
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Diversification
Real estate complements an investment portfolio alongside stocks or other assets
Key benefits
Planning to buy property for rental?
We offer solutions that help you safely start or expand your rental business — with clear terms, a flexible approach and well-structured financing.
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Financing for investment property purchase in Latvia
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Competitive interest rate
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Individual solutions for entrepreneurs and self-employed clients
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Possibility to finance multiple properties
How to calculate investment yield
Gross yield = annual rental income / property price × 100
Parameter | Value | |
|---|---|---|
Annual rental income | € 9,600 | |
Property price | € 160,000 | |
Gross yield | 6% |
How to choose a good investment property
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Before purchasing, evaluate:
location
rental demand
potential rental price
technical condition of the building
maintenance costs
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It is also important to consider:
taxes
property management costs
repairs
vacancy periods
Property purchase process
How does it work?
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01
Submit an application online
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02
The bank evaluates the property and your creditworthiness
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03
Receive a loan offer
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04
Sign the agreement and purchase the property
Apartment projects
More favourable conditions
New residential projects in Riga
Explore new residential developments in one place. Find your new apartment and apply for a mortgage loan from BluOr Bank with favourable conditions.
Considering an investment in real estate?
BluOr Bank will help you find the most suitable financing solution for purchasing an investment property — whether it is your first or your next property.
Start with an application and receive an individual offer.
