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Discover Your Financing Options

When you apply for financing, we immediately assess the information you provide and verify the available data in relevant registers to give you the most accurate indication of your financing opportunities.

How Do We Assess Applications?

When reviewing your application, we take into account:

your regular and verifiable income

existing financial commitments

credit history

household expenses

the type of financing requested

the value of the property and collateral (for mortgage loans)

Consumer Loans and Credit Card Limits

When you complete the application, select the purpose of the financing. We will immediately assess your creditworthiness and prepare personalised offers.

You can find out:

  • the maximum consumer loan amount available to you;

  • the credit card limit you may qualify for;

  • applicable interest rates;

  • available repayment terms;

  • your estimated monthly payment.

If more than one offer is available, you can choose which product best suits your needs.

Mortgage Loans

When you apply for a mortgage loan, we assess your financial situation and provide an initial indication of your home financing possibilities.

You can find out:

  • the estimated loan amount you may qualify for

  • the potential down payment requirement

  • the approximate monthly payment

  • the next steps in the full mortgage application process

Applying with a Co-borrower

If you are planning to purchase a home together with your partner, family member, or another co-borrower, you can submit a joint application. Both applicants' income and financial commitments will be taken into account, which may increase your borrowing capacity and improve your financing opportunities.

The final mortgage offer will be prepared after a complete assessment of the application, the property documentation, and, where applicable, the co-borrower's information.

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