Home Purchase
Flexible repayment term of up to 30 years
Loan amount determined individually based on your income and the property value
Down payment starting from 5%, depending on the property type and energy efficiency class
Mortgage and Personal Loans
Explore lending solutions for individuals: for purchasing or building a home, investment properties, refinancing, as well as financing for purchases and personal needs.
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Construction of a New Home and Land Purchase
The loan is disbursed in stages according to construction progress
Gradual repayment — interest is paid only on the amount disbursed
Support throughout the entire construction process
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Refinancing
Opportunity to reduce monthly payments by obtaining a more favourable interest rate
Flexible repayment schedule or extension of the loan term
Additional financing if the market value of the property has increased
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Property Acquisition Abroad
Purchase property in a country where you plan to live or work remotely while maintaining financial flexibility in Latvia.
Use property you already own in Latvia as collateral for purchasing property abroad
Your own home abroad as an improvement in quality of life and a potential source of capital growth in the future
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Investment Property Purchase with a Mortgage Loan
Acquire property with the aim of generating regular rental income or long-term capital growth
Financing up to 70% of the property value
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Credit limits on cards
Flexible credit limit from €500 to €15,000
Apply in minutes with instant pre-assessment
Start using your card in the app right away
-
Home Purchase
Flexible repayment term of up to 30 years
Loan amount determined individually based on your income and the property value
Down payment starting from 5%, depending on the property type and energy efficiency class
-
Construction of a New Home and Land Purchase
The loan is disbursed in stages according to construction progress
Gradual repayment — interest is paid only on the amount disbursed
Support throughout the entire construction process
-
Refinancing
Opportunity to reduce monthly payments by obtaining a more favourable interest rate
Flexible repayment schedule or extension of the loan term
Additional financing if the market value of the property has increased
-
Property Acquisition Abroad
Purchase property in a country where you plan to live or work remotely while maintaining financial flexibility in Latvia.
Use property you already own in Latvia as collateral for purchasing property abroad
Your own home abroad as an improvement in quality of life and a potential source of capital growth in the future
-
Investment Property Purchase with a Mortgage Loan
Acquire property with the aim of generating regular rental income or long-term capital growth
Financing up to 70% of the property value
-
Credit limits on cards
Flexible credit limit from €500 to €15,000
Apply in minutes with instant pre-assessment
Start using your card in the app right away
Service benefits
Why choose a BluOr Bank mortgage loan?
We offer well-designed and flexible mortgage solutions for clients who value an individual approach, clear terms, and support throughout the entire lending process.
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Competitive interest rates
Favourable interest rates with transparent terms and no hidden costs.
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Flexible repayment terms
Choose a loan repayment term from 5 to 30 years, adapting it to your financial capabilities and life plans.
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Professional support
Experienced BluOr Bank experts provide professional support throughout the entire lending process.