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Loan Secured by Your Property

Unlock the value of your real estate to achieve bigger goals – whether it's renovating your home, investing in your business, consolidating existing obligations, or financing other important plans.

Key Benefits

Why Choose a Loan Secured by Real Estate?

  • Unlock the Potential of Your Property

    Access financing by using your owned real estate as collateral.

  • Greater Financing Opportunities

    The loan amount is determined based on your repayment capacity and the value of your property.

  • Flexible Repayment Terms

    Choose a repayment period that suits your plans and financial situation.

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What Can You Use the Financing For?

You can use the loan for a variety of purposes, including:

home renovation or improvement

purchasing a summer house or sauna

investments in your business

financing education

medical expenses

other important life goals

Application Process

How Does It Work?

  • 01

    Submit an Application

    Complete the application and tell us what you need the financing for.

  • 02

    We Assess Your Application and Property

    We evaluate your repayment capacity and the property to prepare the most suitable financing offer.

  • 03

    Receive an Offer

    Receive a personalised loan offer tailored to your needs and circumstances.

  • 04

    Sign the Agreement and Receive the Financing

    Complete the loan and collateral documentation. Once all formalities have been completed, the loan amount will be transferred to your bank account.

When Could This Solution Be Right for You?

  • If you own real estate and require a larger amount of financing

  • If you would like to use the value of your property to achieve various goals

  • If you want to consolidate several obligations into a single payment

  • If you are looking for a financing solution tailored to your individual needs

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Frequently Asked Questions

Can I use the loan for any purpose?

Yes. The financing can be used for various purposes, provided they comply with the Bank's lending requirements.

Is a property valuation mandatory?

Yes. A property valuation is required in all cases to determine the available financing amount.

Can I apply with a co-borrower?

Yes. The income and financial obligations of both applicants may be taken into account during the assessment.

How quickly can I receive a decision?

The decision timeline depends on the completeness of the submitted documentation and the assessment process.