Freedom to Choose
Purchase a vehicle from a private seller, dealer, or showroom without additional approval from the Bank.
Key Benefits
Why choose our consumer loan?
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No Collateral Required
The vehicle remains fully yours without any collateral or security requirements.
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Fast Decision
So you can focus on choosing your vehicle, not dealing with paperwork.
Application Process
How Does Vehicle Financing Work?
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01
Check Your Offer
Complete a short application and receive a personalized loan offer.
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02
Sign the Agreement
Review the loan terms and sign the agreement electronically.
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03
Receive the Funds
Once the agreement is signed, the loan amount will be transferred to your bank account.
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04
Purchase Your Vehicle
Choose your seller and complete the purchase directly. There is no need to provide the Bank with a vehicle purchase agreement, invoice, or other proof of purchase documents.
Life Is About Moving Forward
A new car for everyday life. A motorcycle for the summer season. A camper for family adventures. A boat for relaxing days on the water.
Whatever your next destination may be, financing can help you get there sooner.
¹ Representative example
Loan terms | Example data | |
|---|---|---|
Loan amount | 10,000 EUR | |
Term | 48 months | |
Interest rate | 6,8% per annum | |
Loan processing fee | 0 EUR (until 31.10.26) | |
Annual Percentage Rate (APR) | 7,02% | |
Monthly payment | 238,54 EUR | |
Number of payments | 48 | |
Total amount repayable | 11 449,71 EUR |