To offer users throughout the world (not just in Latvia) the latest digital solutions for finance, app developers have to work in tandem with banks. This cooperation is structured around the use of application programming interfaces, or APIs. An API is a secure tool that takes a request from a client of the bank and exchanges specific data between the bank and financial technology companies.
BluOr Bank is among the first banks in Latvia offering an API to developers
The BluOr Bank API exchanges information between the bank and application services upon a client’s request
The BluOr Bank API is continually expanding and developing to offer cutting edge solutions
For full API documentation and additional information, apply via submitting the form below.
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Things to consider
An API (Application Programming Interface) is a way to connect a variety of services and exchange information in a secure framework.
The Payment Services Directive (PSD2) and the Law on Payment Services and Electronic Money require any bank to ensure third-party access to the bank's API. This increases the competition of fintech companies in the EU market and offering of the latest generation of solutions to people.
The BluOr Bank API guarantees data security. It will only process the data of clients that are authorised using Digipass code calculators issued by BluOr Bank.
Clients of the bank will stand to gain the most from this process, as tried-and-true internet banking becomes supplemented with useful web-based and mobile apps for managing one’s personal finances. For fintech entrepreneurs, the API is a great opportunity to reduce development and integration costs.